Payday loans direct lenders are getting very popular over the past few years. Moreover, most of the payday loans are approved with bad credits. So in this article, we will discuss the top 10 payday loans. So it will be easy for you to decide which one is best for you.
Moreover, most people find difficult to maintain credit history. If you are also one from that then in this case payday loans are best for you. Because in most of the payday loan no credit check is required.
In this article apart from this, we will also discuss how you can apply for these loans and what the rules to apply for these payday loans are.
- Great Plains Lending
- Borrow Spot Loan
- My Quick Wallet
- Cash Tree Loans
- Harrington Financial Payday Loans
- First Alliance Financial
- Blue Moon Payday Loans
- Harvest Moon Lending
- Requirements to Apply For the Above Loans
- How to Apply for the Above Payday Loans
- How to Increase the Chances of Getting a Loan
Here is a list of 10 best payday loans direct lender:
Great Plains Lending
Great Plains Lending is offered by a direct lender who is present in RedRock, OK. Moreover, the companies which provide this loan were founded in 2011 by the Native American Organization.
Great Plains Lending provides hassle-free and convenient loans to the borrowers who urgently need the money to meet their expenses. This company is dedicated to providing short term financial solutions to the borrowers.
Through this loan, you can easily borrow an amount from $100 to $3000. The loan period is around 4 months to 30 months depending on the loan amount and repayment method. Moreover, you can only apply for this loan online through their website.
Advantages of Great Plains Lending
- They have a reasonable interest rate of 118.66% which is lower than the other tribal lenders.
- The application process involves in this loan is very fast and simple.
- The loan amount is transferred to a borrower bank account with 24 hours after the application approval.
- This loan is good for borrowers who have bad credit and cannot go for a traditional loan.
So what are you waiting for? Apply for Great Plains Lending Now.
Lendnation is a short term lender. Moreover, this company is founded in 1984 and present in Lenexa, Kansas. This company is owned by QC Holdings.
This company is present in 14 states and they provide their service both offline and online. So you can any method to apply for the loan we will suggest you go online as it is fast and easy.
The amount of money you can borrow through this loan is from $100 to $1000. Moreover, the APR of this loan varies from state to state.
Advantages of Lendnation
- No Prepayment Penalty.
- Quick loan approval.
- Customers can apply both online and offline.
- No Need for Collateral
Click to apply for Lendnation Now.
Borrow Spot Loan
Borrow Spot loan is a moneylender who provides the short term payday loan. Moreover, this company was established in 2012 and own by the BlueChip Financial.
If you are having trouble taking a traditional loan and you need money urgently then you can go for this loan. But this loan has a high APR of 490% so it might be difficult for you to repay the loan.
Through this loan, you can easily borrow money from $300 to $800. Moreover, the loan period is from 3 months to 10 months. So this provides you with the flexibility to pay the loan amount back on the next paycheck.
Advantages of Spot Loan
- Simple application process.
- Various repayment options.
- Quick turnaround.
- Present in most of the states such as Texas, Kansas.
Click to apply for Borrow Spot Loan Now.
My Quick Wallet
MyQuickWallet company offers payday loans online. When you need money urgently then MyQucikWallet can help you to fulfill your this urgent need.
But before applying for a loan make sure you check the company terms and conditions. The company was not very old but it is working well from the past years. So you did not need to worry about company security as many people using their service are happy with that.
You can borrow a minimum amount of $600 and a maximum amount of $1500 through this loan. The APR rate of this loan depends on the amount of loan and some other related factors.
Advantages of this MyQuickWallet
- Easy to apply. You can easily apply for this loan by filling a basic application form.
- Instant loan approval. Your application is approved after some time of applying.
- Fast money transfer. Once your application is approved money is transferred to your bank account within 24 hours.
Click to apply for My Quick Wallet Now.
Cash Tree Loans
Cash Tree Loan is a type of payday loan that provides you with the money to fulfill your urgent needs. Moreover, you can take this loan for any of your personal needs.
Through this loan, you can easily borrow an amount of $100 to $2500. But before this, they look at certain factors to decide up to how much amount you can repay after taking the loan.
This loan has a monthly APR of 438% and you can easily apply for this loan online.
Advantages of Cash Tree Loans
- Simple application process.
- Fast approval.
- No hidden charges.
- Instant Money transfer.
Click to apply for Cash Tree Loans Now.
Harrington Financial Payday Loans
Harrington Financial is a company that is designed to give loans to you for any of your specific needs. This is a personal loan you can borrow the money from us for car repair, home decoration or paying some other bills.
This short term loan can help you when you are facing a financial crisis. Moreover, there is no credit check in this loan. So if you have bad credits then also this loan is best for you.
The amount of money you can borrow is from $100 to $1000. Moreover, the loan period is from 14 days to 24 months. There is no prepayment penalty and APR ranges from 261% to 1304%.
Advantages of Harrington Financial Payday Loans
- No Prepayment Penalty.
- Easy loan request.
- Fast approval.
- Instant money transfer.
Click to apply for Harrington Financial Payday Loans Now.
First Alliance Financial
First Alliance Financial is a company that provides you with the payday loan and various other bank-related services. This company was established in 1932 and located at Downtown Rochester.
Moreover, various people prefer to take a payday loan from them because of their fast and efficient services. This company values its clients so they provide guidance with the resources to promote the self-being.
Advantages of this First Alliance Financial
- Trustworthy: This Company is very old and trusted by various people around the country.
- Fast Process: This is a very big company but it doesn’t mean they have slow processes. All the processes are very fast including approval and money transfer process.
- Security: If the security of your information is the biggest concern then you must go with this as they have a very secure platform.
Click to apply for First Alliance Financial Now.
Blue Moon Payday Loans
Blue moon is a type of payday loan. This loan provides you with money in an urgent situation without doing any credit check. So if you have a bad credit history then you can easily apply for this loan.
Moreover, Blue Moon loan is an installment loan and this makes it different from the payday loan. Through this loan, you can maximum borrow money up to $2500 but it depends on certain factors.
This loan has an APR of 471% to 841%. This depends on the amount of money you are borrowing. Moreover, a simple application process is required to apply for this loan.
Advantages of Blue Moon Payday Loan
- Easy applying process.
- Money transfer within 24 hours after approval.
- No need for security or collateral.
Click to apply for Blue Moon Payday Loans Now.
It is a company that offers no credit checks fast loans. Moreover, mainly people use OppLoans when they need money very urgently to pay for specific things such as car repair or medical treatment.
OppLoans have lower rates than many payday lenders but still, they have high APR than some loans. Moreover, you can take this loan if you want to build credits.
To apply for this loan you must have a monthly income of $1500. Through this loan, you can easily borrow money from $500 to $3000. They do not do any credit check while giving the loan and they have an APR of 59% to 199% which is very good as compare to other companies.
Advantages of OppLoans
- No Credit Check: They do not do any credit check before giving the loan. They only want that you must have a monthly income of $1500 or more.
- Fast Funding: Once the application is approved the funds are transferred to your bank account in 24 hours.
- Affordable Payments: This loan has a maximum APR of 199%. Whereas payday loan has an average APR of 400%. So you can clearly see this difference.
- Payment Flexibility Option: They also have payment flexibility so it will be easy for you to repay the loan.
Click to apply for OppLoans Now.
Harvest Moon Lending
Harvest Moon Lending is a tribal lending company that offers tribal loans. Moreover, it is very popular because of its efficiency in doing the work. This company is based in the La Posta tribal reservation.
You can apply for this loan online and there is a fast approval process. So mainly the application is approved within 24 hours.
The payment processing involves in this loan is very safe and secure. So you did not need to worry about the information you share at the time of filling the application form.
Through this loan, you can easily borrow money from $200 to $2000. They have an APR of 6.63% to 225%. This APR is very much less than various payday loans. Moreover, the loan period is from 14 days to 12 months.
Advantages of Harvest Moon Lending Loans
- Fast Approval.
- No need for a fax.
Click to apply for Harvest Moon Lending Now.
Requirements to Apply For the Above Loans
There are a few basic requirements that you need to fulfill to apply for the loans. Moreover, some loans have specific requirements but below we have only discussed the basic requirement to apply for a loan. The specific requirement for applying any loan is mention in their sections.
Here is the list of requirements you need to fulfill to apply for any of the above installment loans.
- Borrowers must be 18 years old.
- The borrower must have an active bank account.
- You must have residential proof.
- Valid personal id.
- Income proof or employment proof.
- Photo Id
- Valid email address.
Above are the requirements that you need to fulfill to apply for any of the above payday loans. Apart from this, you might need to submit some other essential documents.
While filling the form you need to give some personal information like your name, address, phone number, and bank account details. But you did not need to worry about this because companies do not provide this information to anyone else.
How to Apply for the Above Payday Loans
Applying for any payday loan is very simple. You only need to follow the below steps for applying for any of the above payday loans.
- Apply for the loan: Firstly visit the company website and then open the application form. While filling the application give all the necessary information and attach the required documents. This will ensure that your application will not disapprove.
- Submit the Application: After filling the application form submit that application and wait for the application to be approved.
- Approval Process: Generally the application is approved within 24 to 48 hours. Sometimes the application is approved within a few hours.
- Take the Money: Once your application is approved the loan amount will be sent to your bank account within 24 hours.
You can apply for the loans both online and offline. However, in some cases, you can only apply online. Moreover, we will also suggest you go online as it is very simple and fast to apply for any loan online.
How to Increase the Chances of Getting a Loan
Although getting the above loans is very easy. But to ensure your application not get rejected keep the below three-point in mind.
- Prove You Can Repay the Loan: Most of the above companies are ready to give you the loan even if you have bad credits. But if you can prove that you can repay the loan then the chance of getting a loan approval will increase. You can do this by attaching a copy of your payslip.
- Give Collateral: By giving the security to the lender will increase your chances to get a loan. Because if you are not able to repay the loan then the lender has surety to sell you collateral to get the loan amount.
- Apply with Co-applicant: Applying with co-applicant increases your chances to apply for loan approval. So if it is possible you should apply with a co-applicant.
Do You Need Cash Today From Direct Lender? Click to apply for Payday Loan Direct Lender Now.